Q: What are the requirements to get approved for a loan?
A: The most important requirement is that you own a "clear" title on your paid-off or nearly paid-off vehicle. Other than that, the requirements for each customer may vary.
Q: What is the maximum loan amount?
A: Your maximum loan amount is based on the value of your vehicle.
Q: What can I do with the money I get from Car on Cash?
A: It is your money. Use it however you would like!
Q: How do I apply?
A: Apply online or call 888-810-MONEY (6663) or 310-657-6369
But for faster results call us during business hours.
Q: How long do I have to pay back my loan?
A: Our average term is 24 months. Depending on various factors, we can offer longer or shorter payment terms to best fit your needs.
Q: How do I get in touch with you?
A: Call us at 888-810-MONEY (6663) or 310-657-6360, E-mail us at: info@cashoncar.com, or Apply Online.
Q: Is Cash On Car licensed?
A: YES, Cash On Car has obtained licenses as a lender in California.
Q: Will you pull my credit report?
A: YES, we will pull your credit report at the time we process your application. However, keep in mind that bad credit or credit blemishes have little weight on your eligibility for a loan.
Q: How long will it take for me to hear whether I have been approved?
A: Cash On Car will provide you with a decision minutes after you have submitted your application, Mon-Fri from 9:30 a.m.–5:30 p.m. If you apply at any other time, you will be notified first thing in the morning on the following business day.
Q: What happens after my application is approved?
A: You will be contacted with our offer of credit, including your loan amount and terms. Then, a Cash On Car representative will set up a convenient time to come to our los Angeles office. Please visit our How It Works Page for info you will need to bring.
Q: How fast will I get my money?
A: In most cases, the same day. It all depends how fast you supply us with the documentation we need.
Q: When will my first payment be due?
A: Your first payment will be due 30 days after you receive your money.
Q: How do I make my payments?
A: You may mail your payments to our payment center, pay by phone with a check, or you may set up monthly automatic electronic debits from your checking account.
Q: Can I pay off my loan early without a penalty?
A: YES, Cash On Car will not charge prepayment fees. You can pay off any portion of your loan at any time
without incurring a penalty.
